So, I bought HDFC Ergo General Insurance’s Optima Restore plan. 1 Crore+ happy customers insured with HDFC ERGO till now. queries call us at +91 22 6234 6234/+91 120 6234 6234 or Visit Help Section on www.hdfcergo.com for policy copy/tax certificate/make changes/register & track claim. International Travel Insurance, Home Insurance: Home Insurance For Tenants|Home Insurance For Owners| I continued with my queries regarding HDFC ERGO General insurance’s Optima Restore. Student Suraksha Insurance| Annual Multi-trip Insurance| At first, she was reluctant thinking she had no clue. So, I contacted the customer team of insurancedekho.com. The website was easily comprehensible, the steps were simple to follow and the payment was done without any complications. Sum Insured. Travel Insurance For Senior Citizens| Travel Insurance for Bali|Travel Insurance For Canada|Travel Insurance for Dubai| CIN: U66030MH2007PLC177117. Prima Facie it seems to be a new invention in Indian health insurance industry with the type of benefits available in this product. Moreover, HDFC Ergo offers benefits such as pre and post hospitalisation coverage, cashless claims, no sub-limits, tax benefits, day care procedures, domiciliary medical treatment, and others. HDFC ERGO Health (formerly known as Apollo Munich)- Optima Restore Health Insurance Plan is an individual plan that comes with an auto-restoration benefit. Family Health Optima Family Floater 5 Lakh. I had paid Rs 33142.90 as premium for optima restore policy by HDFC ergo health on 20 Apr 2020 vide prospect no NW1A1FE10P. Remember, you can make use of net banking, debit card, or credit car to pay the health insurance premium as the company allows flexible payment modes. Motor Insurance| Travel Insurance| Health Insurance on Installments| Health insurance Portability| Corona Kavach Policy| Healthcare Insurance|iCan Health Insurance | Energy Health Insurance | Health Wallet Insurance - Family | Health Wallet Insurance - Individual | Optima Restore - Family | Optima Restore - Individual, Travel Insurance: Individual Travel Insurance|Family Travel Insurance| Optima Restore Plan is one of the most-selling health insurance products of HDFC ERGO General Insurance. HDFC ERGO Health (formerly known as Apollo Munich) Optima Restore plan There is nothing better than a health insurance plan you can gift your family. Company). Customer Reviews How it works – This policy can be taken for self, spouse, dependent children and dependent parents. I checked and chose the Optima Restore plan for my family. I wanted to get information on how claim settlement works. my:health Suraksha Silver|my:health Suraksha Silver with ECB&Rebound| Travel Insurance for Schengen VISA from India| Travel Insurance for Australia| My policy is under the cashless mediclaim. The entry age for children is 91 days. Optima Restore is a health insurance plan offered by Apollo Munich Health Insurance Company. Benefit #1 – Restore Benefit In Apollo Munich Optima Restore policythere is restoration benefit, which means that when you file for a claim in any year and the sum insured (plus the bonus, if any) is totally exhausted, then it will automatically be refilled to the extent of your basic sum insured. Trade Logo displayed above belongs to HDFC Ltd and ERGO International AG and used by the Company Apollo Munich Health Insurance is a pioneer in Indian health insurance market & their optima restore plan will again be a new milestone. Terms and Conditions Applied. Submit claim form with original documents such as doctor’s reports, hospital bills, diagnostic tests, etc. The plan comes with three incredible benefits- Restore, Multiplier and Stay Active. Star Health. HDFC Ergo helps its customers ‘Take it easy. Two Wheeler Insurance Comparison| Home Insurance for Jewellery|Home Insurance for Refrigerator| Home Insurance for Lighting| Home Insurance for Electronic Equipment| Home Insurance for Landslide| Home Insurance for Earthquake| Building Insurance| Property Insurance| Flood Insurance| Monsoon Insurance| Home Content Insurance| Theft Insurance, Other Insurance: Standard Fire&Special Perilis Insurance|Rural Insurance| HDB Financial Services|HDFC Pension. It was earlier known as Apollo Munich and it is a standalone health insurance provider in India. For Claim/Policy related The customer care number for HDFC Ergo is 022 6234 6234. 5 Lakhs per year so, resto… In today’s era where medical emergencies are at the rise and soaring healthcare expenses taking its toll on people’s savings, covering your family against those out of the blue situations. HDFC Ergo offers individual health insurance plans, family health insurance plans, parents health insurance plans, senior citizen health insurance plans, critical illness insurance plans, and a super top up insurance plan. then I apply to get money from hdfc ergo and I downlode it's application. I could not ask for a better service. You can apply for and buy health insurance plans offered by HDFC Ergo online through HDFC Ergo website www.hdfcergo.com or through www.insurancedekho.com. When it comes to our family, we are often protective for their health, happiness, and well-being.Presenting Optima Restore- Our Comprehensive Family Floater plan for your complete family.Thishealth insurance plan offers completely cashless treatments at our network hospitals along with a host of other attractive features to meet your healthcare needs. I gave my Whatsapp number on the InsuranceDekho website to contact them and learn about the available plans of HDFC ERGO General Insurance. HDFC Ergo health insurance is a leading health insurance provider. If not approved, claim for reimbursement after discharge. Health Suraksha pre policy checkup status| Features Features. Motor Insurance ... Optima Restore Family Floater 5 Lakh. Home Insurance for Washing Machine|Home Insurance for Air Conditioner| I am a policyholder of HDFC Ergo General Insurance’s Optima Restore. 13123 4 . HDFC Ergo Health Insurance Plan Benefits and Exclusions. Medisure Classic/Medisure Super top up pre policy checkup status| my:health Women Suraksha Cardiac Plan| i have requested them to refund it to credit card account urgently . Casualty Insurance| Group Insurance| Standard Items not payable in Health Insurance Claim; Health Insurance Premium will be too high soon Senior Citizen Health Insurance Home Insurance For Housing Society| Home Insurance for Television| H. T. Parekh Marg, Churchgate, Mumbai – 400 020. HDFC ERGO Health Optima Restore Plan. About HDFC ERGO Optima Restore Health Insurance. my:health Women Suraksha Critical Illness Comprehensive Plan| Star Health. Specialty Insurance| Rural Insurance| They stepped up to help me with all my queries. #1.5 Crore+ Active Customers upto Sept - 2020 © HDFC ERGO General Insurance Company Limited. Here are some logical reasons why you need the HDFC Ergo Health Insurance Company Plans: 1. I used InsuranceDekho to make the claim, it got settled in no time. I compared the premium quotes along with the benefits and bought HDFC Ergo General Insurance’s Optima Restore plan. Compare features and benefits of health insurance plans from HDFC ERGO and Religare. Fill in the pre-authorisation form and hand it over to hospital's insurance/TPA desk to initiate claim request. false. I was looking for an appropriate family floater plan that could cover my entire family under a single premium. Review of HDFC Ergo General Insurance Optima Restore Health Insurance Plan HDFC Ergo General Insurance's Optima Restore Health Insurance is fitting for those who are explicitly looking for a benefit like a reinstatement of sum insured if it gets exhausted during the policy year. Once your request for reimbursement of expenses is approved, the claim will be settled. Since my health plan was issued from InsuranceDekho, I decided to renew it using the same platform without going anywhere else. Optima Restore Plan provides you complete protection against the medical expense. The medical expenses in India have gone up at a very high rate in the last few years. Claim form| KYC Form|Other Documents, Procedure to make changes: Health Insurance|Home Insurance| HDFC ERGO Health Insurance Limited (formerly, Apollo Munich Health Insurance) is a Joint Venture of HDFC Ltd and ERGO International AG. Customer Happiness Center / Policy Issuing Address: D-301, 3rd Floor, Eastern Business District (Magnet Mall), LBS Marg, Bhandup (West), Mumbai - 400 078. I think the overall experience is excellent. Step 3: Based on your age, health declaration and coverage you have choosen you will be called for a medical check-up. 5 . I could purchase it only because of your kind cooperation. Personal Accident Insurance, Others: Insurance FAQs|Glossary|Travel Media Assist| Optima Restore Family Health Insurance Plan . IRDAI Registration Number : 146 (Registration type: General Insurance Premium Calculator for HDFC Ergo Health is an extremely useful tool for Health Insurance Agents - Are you an Health Insurance Agent? - Finding difficulty in calculating Premium values for different health plans ? Rs 3 Lac, 5 Lac, 10 Lac, 15 Lac, 20 Lac, 25 Lac, 50 Lac. In-patient Treatment. I even got great suggestions on how I could receive more benefits on my policy. Maximum 6 members can be added in a Optima Restore Family Floater Health Insurance policy with a maximum of 2 adults and 5 children in a single policy. I am a policyholder of HDFC Ergo General Insurance’s Optima Restore plan. She said the information on the website was detailed and comprehensive. 4.4 22662 reviews. my:health Women Suraksha CI Essential Plan| however i have decided to renew my easy health policy and do not this policy . You need to submit the necessary documents with KYC and NEFT details of the insured individual and write to healthclaims@hdfcergo.com for both cashless as well as reimbursement procedure of claim. When I issued HDFC Ergo General Insurance’s Optima Restore plan, InsuranceDekho seemed convenient for the purpose. Cashless Health Insurance|Health Insurance Premium Calculator Optima Restore, Policy Wording HDFC ERGO Health Insurance Limited We will cover the Medical Expenses for: In addition to the waiting periods (Section 5a) and general exclusions (Section 5c), We will also not cover expenses 1. a. In-patient Treatment. 4.4/5. HDFC Ergo has 12 different health insurance policy options, all with strong coverage and annual premiums that won't exceed your budget. S.Gopala Krishnan, Customer Reviews: Health Insurance|2 Wheeler Insurance| my:health Women Suraksha|Arogya Sanjeevani| 70% Complete. So, it is essential to have a health plan that provides you … I wanted to get some more details about HDFC Ergo General Insurance’s Optima Restore. I appreciate the help. Bike Insurance For Brand&Model| Compulsory Personal Accident Insurance| HDFC ERGO General optima senior plan is one of the best health plans for senior citizens to invest in. HDFC ERGO Health Optima Restore Plan. Personal Accident|my:health Suraksha Silver Smart| I was convinced to buy my insurance from this platform only. Parents Health Insurance| - Are you still using Calculator and Excel to calculate Premiums? Travel Insurance for France|Travel Insurance for Germany|Travel Insurance for Japan| 22662 Reviews. false. When I issued HDFC Ergo General Insurance’s Optima Restore plan, InsuranceDekho seemed convenient for the purpose. Please rotate to portrait mode for better experience. https://www.bankbazaar.com/reviews/apollo-munich/health-insurance.html Other commercial insurance, Expert Profiles: Deepika Mathur|Diwaker Asthana|Kavita Ganesh| However, there is no maximum entry age for adults. Their plans aren't the most affordable on the Indian health insurance market, but annual premiums start 5% cheaper than average. I gave my Whatsapp number on the website and got a reply. India's 1st IRDAI Approved Insurance Web Aggregator Our Products. Step 2: You need to submit the application form and a cheque of the premium. Bike Insurance| Vehicle Insurance| Your premium at renewal may change due to a change in your age or changes in the applicable tax rate. IRDAI Website, Read in Hindi: About Coronavirus Health Insurance|Health Insurance Hindi|Car Insurance Hindi|Two Wheeler Insurance in Hindi|Home Insurance in Hindi, Other Important links: HDFC Bank|HDFC Life| Below are the benefits you will get as a policy holder. Once your request is approved, claim is settled. Liability Only Insurance| Commercial Vehicles Insurance| Additionally, the policy comes with three incredible benefit- restore, multiplier and stay active. Let’s take an example – Suppose you are having health insurance of Rs. It offers a ‘restore’ benefits which automatically restores the basic sum insured in case you consume it … Emergency hospitalisation needs intimation within 24 hours and for planned hospitalisation intimate within 48 hours prior to admission. HDFC Ergo Health Optima Restore Insurance Plan is a Comprehensive Online Health Insurance Plan that provides comprehensive cover for the entire family.. How it works – This policy can be taken for self, spouse, dependent children and dependent parents.This policy covers all basic hospitalization expenses with the benefit of restoring the initial Basic Sum Assured if it is utilized for … But after visiting the website, she purchased the HDFC Ergo General Insurance Optima Restore health insurance all by herself. Check features, benefits, reviews, premium details online. Property&Misc Insurance|Risk Consulting Services| Registered & Corporate Office: 1st Floor, HDFC House, 165-166 Backbay Reclamation, Standalone Car Insurance| Standalone Two Wheeler Insurance| Human beings get more prone to illness as they grow in age. Two Wheeler Insurance Renewal| Car Insurance Renewal| Bike Insurance Renewal| HDFC ERGO Health Formerly Apollo Munich Optima Restore Health Insurance Multiplier benefit For example: If you have a 3lakhs policy and has made no claims in the 1st year, the sum insured becomes 4.5lakhs for the second year. Car Insurance Comparison| Track Break-in status| Health Insurance Customer Reviews. I requested InsuranceDekho to my spouse to check for a suitable health insurance policy for us. please refund at the earliest . HDFC Ergo Health Optima Restore Insurance Plan is a Comprehensive Online Health Insurance Plan that provides comprehensive cover for the entire family. Experience the convenience.\' To ensure the same, the company offers policies that are specifically designed keeping the diverse health insurance needs of customers in mind. I could not ask for a better service. my:health Women Suraksha Cancer Plan| HDFC Ergo's medical policies are grouped into three … Optima Restore. How to buy Best coverage offered by HDFC ERGO Health Formerly Apollo Munich Optima Senior citizen health insurance? Choose a good health insurance plan from HDFC Ergo to protect your health. The budget range was wide and the benefits were remarkable. one day in an accident my leg was damaged. Policy of Protection of Interests of Policyholders, Health Suraksha pre policy checkup status, Medisure Classic/Medisure Super top up pre policy checkup status, my:health Suraksha Silver with ECB&Rebound, my:health Women Suraksha Critical Illness Comprehensive Plan, my:health Women Suraksha CI Essential Plan, my:health Women Suraksha Cancer Plus Plan, Travel Insurance for Schengen VISA from India. HDFC Ltd is a leading Indian Financial Services Company and it’s a major provider of housing finance in India. Recently, I have been to a network hospital to avail health treatment for a minor injury. the sum insured becomes 6lakhs. The renewal was completely hassle-free. This is a health insurance plan with restore benefit offered by HDFC Ergo General Insurance. From:Satish Dhamane Date: Sat, Sep 9, 2017 at 3:37 PM Subject: Appriciation To: Mohit Kumar Dear Mr.Mohit Kumar I have purchased a term plan for my daughter (Ms.Anita Dhamane - Policy No.12000422xxxxxx )from HDFC. Optima Senior Plan Review. Claims under HDFC Ergo Health Optima Restore. under license. Again if you have made no claims in the 2nd year the basic sum insured will double i.e. Please note I am no insurance advisor but a dentist by profession. | Travel Insurance for Malaysia| Travel Insurance for Singapore|Travel Insurance for Thailand| I was checking how Whatsapp communication works on the platform of InsuranceDekho. ALL YOU NEED TO KNOW. Restore adds 100% of the sum insured if you use the policy sum insured fully or partially. The claim process for HDFC Ergo Health Optima Restore is simple and easy to understand. This includes • Hospital room rent or boarding; • Nursing; • •Intensive Care Unit HDFC Securities| HDFC Mutual Fund|HDFC Sales| Personal Accident|Home Insurance|Student Suraksha, Downloads: Brochure|Prospectus|Proposal Form|Policy Wording| Customer Reviews 1 Crore+ happy customers insured with HDFC ERGO till now. my:health Women Suraksha Cancer Plus Plan| When I visited InsuranceDekho, the profound details of numerous policies made me amazed. They sent me a detailed policy plan file through Whatsapp. Star Health. |Health Insurance Renewal| In my opinion it is the best policy. Hospitalization charges more than 24 hours is covered. For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989. Mukesh Kumar| Motor Insurance:Private Car Insurance| Two Wheeler Insurance| I have done some of my own study in search of an insurance plan for my family. My friend suggested me to check InsuranceDekho which I did and got to know everything I needed to know about claim settlement procedure. So in a way you get the full sum assured benefit again in the same year. Private Car Insurance| Critical Illness|Travel Insurance| Travel Insurance for USA|Travel Insurance for UAE| Travel Insurance for UK| HDFC Ergo General Insurance Optima Restore Plan. Family Health Optima Family Floater 3 Lakh. Top #5 Reasons why you need the HDFC Ergo Health Insurance Company Plans. For better health. For more details on the risk factors, terms and conditions, please read the sales brochure/ prospectus before concluding the sale. Changes done in HDFC Ergo optima Restore with Premium Hike; HDFC Ergo Premium Hike coming in a month , Be Ready to review your Policy. my:health Suraksha Gold Smart| my:health Suraksha Platinum Smart| Apollo Munich Optima Restore is different from other health insurance plans due to its restore & multiplier benefits. HDFC ERGO Health Insurance Plans Company Overview. Product Features. It offers coverage on individual or family floater basis given below are the details of each plan. HDFC ERGO Health Insurance for Senior Citizen, HDFC ERGO Health Insurance for Individual. I clicked on InsuranceDekho and found a bunch of affordable plans. Car Insurance Premium Calculator, Health Insurance: Individual Health Insurance|Family Health Insurance| I have just successfully completed the renewal of HDFC Ergo General Insurance’s Optima Restore plan. false. HDFC ERGO Optima Restore Plan is a individual health insurance plan. Step 1: Review the plan benefits, coverage, premium and exclusions. The website was easily comprehensible, the steps were simple to follow and the payment was done without any complications. In case of exhaustion of the sum insured, it reinstates automatically for no additional cost. About HDFC Ergo and Religare Restore health insurance all by herself 25 Lac, 10 Lac, 50.. 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